Funding social care: The role of Deferred Payment Agreements

Reform’s paper argues low uptake can be explained by the restrictive means test for DPA support, and considers the merit of increasing the eligibility threshold to people with non-housing assets of £100,000.

Using data from the English Longitudinal Survey of Ageing, Reform finds the beneficiaries of this policy would still be among the most in need.

Deferred payment agreements could, therefore, improve funding options to those entering a care home, without significant cost to the Exchequer.

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